Missy Kirby

Phone 903-763-2264

NMLS# 1593869

Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance that are not initiated by you ("Firm Offers"). The FCRA also provides you the right to "Opt-Out", which prevents Consumer Credit Reporting Companies from providing your credit file information for Firm Offers. If you choose to Opt-Out, you will no longer be included in firm offer lists provided by these four consumer credit reporting companies.  Please visit www.optoutprescreen.com and www.donotcall.gov  for more information.